01 Sep 2014
September 1, 2014

How To Build Credit With A Credit Card

25 Comments

http://www.creditcardsforbadcreditnotbadpeople.com/ In this video I tell how I found several Credit Cards for bad credit individuals like myself. Actually my…
Video Rating: 4 / 5

25 Responses to How To Build Credit With A Credit Card
  1. Can i buy online with these credit cards?

  2. Credit Cards For Bad Credit September 1, 2014 at 4:56 am Reply

    Your right, secured credit cards do work the same way but secured credit
    cards report to the the credit bureau… that means when you use the credit
    card responsibly it builds your credit. Once you have built your credit
    using a couple secured cards you can then be approved for Unsecured cards
    (that don’t require a deposit) and in most cases with higher limits. That
    is what I did to start rebuilding my credit after bankruptcy. -Joe

  3. my credit score goes from 649 to 690 depending on experian,trans union or
    equifax. why does my score vary? I use my cards a lot, but pay them off
    each month. or. I pay most of the balance off. would my score improve if I
    paid off every card in full each month? I was also told that where you shop
    affects your score, is that true?

  4. Credit Cards For Bad Credit September 1, 2014 at 6:42 am Reply

    I can only speak for myself… My website is an affiliate site so when
    people sign up for a credit card I get paid by the credit card company.
    Some people may be turned off by that but when people come to my site I
    show them the best credit cards for bad credit and give them advice on what
    I used to rebuild my credit. So you could go directly to the credit card
    company and apply for the credit card or you could come over to my site and
    sign up… I do my best to provide value at my site

  5. Not a bad method I will check your site out.

  6. Credit Cards For Bad Credit September 1, 2014 at 7:36 am Reply

    I know its a long video but if you watch all of it and my other vids then
    you will see that what I did was NOT just go get more debt but to obtain
    credit lines that I used responsibly to create a new track record after
    bankruptcy. The sooner you start creating new responsible credit trade
    lines the quicker you can rebuild your credit score so you can finance the
    debt that is important in life like a car, home ect…

  7. The one card listed on your site wants a $95.00 “one time” processing fee
    AND $75 for the first year (So Basically if you get approved you start with
    a balance of $170) then $45 a year after. No thank you! With their fees, it
    would be smarter to do a secured card and pay a deposit of $200. Better
    than wasting $170 on the fees just to obtain the card!

  8. David Pent Channel September 1, 2014 at 8:11 am Reply

    I got a new car loan but no card? rrrrr

  9. thanks for the info

  10. Credit Cards For Bad Credit September 1, 2014 at 8:42 am Reply

    I can only tell you what I have experienced… I had a couple of these
    credit cards that I was able to get when I had bad credit and have used
    them to build my credit for about 3 years. My credit has improved so I
    decided to cancel these two cards that charged me a monthly fee of $7 or $8
    dollars. I have not had any decrease in my credit score since doing this.
    Keep in mind I had a total of 7 credit cards now I have 5… I would not
    have done it if I only had 2 or 3 credit cards. -Joe

  11. thank you

  12. Credit Cards For Bad Credit September 1, 2014 at 9:41 am Reply

    I agree, if you have an extra $200-$400 cash in your pocket then you can
    get a secured card and be further ahead… but in my opinion the unsecured
    card that has $170 in upfront fees would be good if a person didn’t have
    any cash to put toward the deposit on a secured card. I personally have
    applied for cards that had these large fees only because I didn’t have a
    lot of extra cash but I knew that I needed to start establishing good
    credit lines and it was worth paying the fees. hope that helps

  13. Credit Cards For Bad Credit September 1, 2014 at 10:04 am Reply

    yea, it is a real credit card that is accepted at all places that take Visa
    and Mastercard.

  14. Hi I don’t see a list of cards when I’m on your website

  15. Credit Cards For Bad Credit September 1, 2014 at 10:27 am Reply

    Hey visit my site and take a look at the cards I have listed there. Let me
    know if any of the cards that I recommend is the same card that you are
    speaking about. Thanks -Joe

  16. Great Info – Repair your Credit Get all Negatives removed

  17. Do people get paid to refere these credit cards?

  18. yes they said they obtain information from equifax that stopped them from
    giving me a unsecured card but there sign up policy says if you remain in
    good standing with there secured card they will graduate you to a unsecured
    card in 8 months but they do not its been over a year now i had another
    secured card with another bank they did the samething until i paid it off
    and closed the accound then they offer me a unsecured card

  19. Credit Cards For Bad Credit September 1, 2014 at 12:05 pm Reply

    Did they give you a reason why they would not upgrade you to a regular
    unsecured card? Are there other negative thing on your credit that is
    holding you back? Without knowing your entire situation it would be hard to
    guess what the problems is… I would probably try to apply for an
    unsecured card from another company to see if I could get approved for a
    different card.

  20. Credit Cards For Bad Credit September 1, 2014 at 1:48 pm Reply

    I now have the list of cards posted on the front page of my site… I used
    to have them on another page of the site. Sorry for the confusion

  21. i have a secured credit card at a well known bank and i have paid it off
    many times and the bank will not graduate me to a regular card from them
    after a year they supposed to give your deposit back and give you a
    unsecured card one bank im with they did they gave me all my money back but
    100.00 and they gave me a part unsecured minus $100.00 and im never late in
    payments and i pay more than the min what can i do ?

  22. Good Video! You could also use a free consumer organization such as “Bad
    Credit MD” to help you get approved for a credit card.

  23. How long do I need to use a secured credit card once I get one? Will I
    always need to use it? And if I stop using it will my credit fall?

  24. BadCreditResources.com September 1, 2014 at 4:01 pm Reply

    nice! thanks for sharing. i want to share some other video resources to
    check out the channel /BadCreditResources


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